Earn KCB Simba Points
Welcome to KCB Simba Points, a loyalty program from KCB Bank that has been the pillar of banking in East Africa since 1896. The KCB Simba
Points program allows you to earn points every time you transact with us. The earned points can be redeemed for various banking services including buying airtime or
paying your bills, at local and international merchants, more than 900 airlines and 200,000 major hotels worldwide, electronic products, hundreds of official sports
merchandise and sporting events and car rental services around the world.
Start earning your KCB Simba Points now by using any of the KCB cards, KCB mobile banking on *522# or KCB App, deposit money in any of our Bank Agents, use internet banking, take a loan, mortgage or insurance policy or any of the transactions listed below. And remember, the more you transact, the more points you earn and the quicker you redeem for thousands of great rewards of your choice absolutely free.
CARDS
| Card Type |
Brand |
KCB POS |
Other Bank`s POS |
| Points Per Ksh.1,000 transacted |
| Debit Cards (Ksh. Spend) |
QuickServe |
1 |
1 |
| Advantage |
2 |
2 |
| MasterCard World |
2 |
2 |
| MasterCard Standard |
1 |
1 |
| Credit Cards |
Classic |
1 |
1 |
| Gold/Platinum |
2 |
2 |
| MasterCard World |
2 |
2 |
CHANNELS
| Channel |
Transaction Type |
Points per Transaction |
| Internet |
Transfers and Payments |
5 |
| Mobile |
Account to Account Transfer |
2 |
| Paying bills |
2 |
| Purchase of airtime |
1 Point Per Ksh.100 |
| KCB Bank Agent |
Less than Ksh.10,000 |
5 |
| More than Ksh.10,000 |
10 |
LOANS
| Loans |
Points Per Ksh,1,000 borrowed |
| Loans |
2 |
| Top Ups, Repeat Customers (For Personal Loans) |
3 |
| Mortgages |
1 |
| Mobiloans |
2 |
| KCB Mpesa Loan |
1 |
SERVICES
| Services |
Points Per Transactions |
| Standing Order (Inbound) |
5 |
| Salary Transfer |
5 |
| Opening a new funded account |
50 |
| Referrals for funded accounts |
50 |
| Referrals (funded account) |
50 |
INSURANCE
| Insurance Premium |
1 point per Ksh.1,000 |