Earn Points

Earn KCB Simba Points

Welcome to KCB Simba Points, a loyalty program from KCB Bank that has been the pillar of banking in East Africa since 1896. The KCB Simba Points program allows you to earn points every time you transact with us. The earned points can be redeemed for various banking services including buying airtime or paying your bills, at local and international merchants, more than 900 airlines and 200,000 major hotels worldwide, electronic products, hundreds of official sports merchandise and sporting events and car rental services around the world.

Start earning your KCB Simba Points now by using any of the KCB cards, KCB mobile banking, Bank agent services, internet or KCB App, take a loan, mortgage or insurance policy or any of the transactions listed below. And remember, the more you transact, the more points you earn and the quicker you redeem for thousands of great rewards of your choice absolutely free.


Card Type Brand KCB POS Other Bank’s POS
Points per Ksh. 1,000 transacted
Debit Cards (Ksh. Spend) Quick Serve 1 1
Advantage 2 2
Master Card World 2 2
Master Card Standard 1 1
Credit Cards Classic 1 1
Gold/Platinum 2 2
Master Card World 2 2


Channel Transaction Type Points per Transaction
Internet Transfers and Payments 5
Mobile Account to Account Transfer 2
Paying bills 2
Purchase of airtime 1 Point Per Ksh.100
KCB Bank Agent Less than Ksh.10,000 5
More than Ksh.10,000 10


Loans Points Per Ksh,1,000 borrowed
Mobi Loans 2
Top Ups, Repeat Customers (For Personal Loans) 3
Mortgages 1
KCB Mpesa Loan 1


Services Points per Transaction
Standing Order (Inbound) Salary Transfer 5
Opening a new funded account 50
Referrals for funded accounts 50


Insurance Premium 1 point per Ksh. 1,000