Earn Points

Earn KCB Simba Points

Welcome to KCB Simba Points, a loyalty program from KCB Bank that has been the pillar of banking in East Africa since 1896. The KCB Simba Points program allows you to earn points every time you transact with us. The earned points can be redeemed for various banking services including buying airtime or paying your bills, at local and international merchants, more than 900 airlines and 200,000 major hotels worldwide, electronic products, hundreds of official sports merchandise and sporting events and car rental services around the world.

Start earning your KCB Simba Points now by using any of the KCB cards, KCB mobile banking, Bank agent services, internet or KCB App, take a loan, mortgage or insurance policy or any of the transactions listed below. And remember, the more you transact, the more points you earn and the quicker you redeem for thousands of great rewards of your choice absolutely free.


Card Type Brand KCB POS Other Bank POS
Points per KES 1,000 transacted
Debit Card (KES Spend) QuickServe 2 1
Advantage 4 2
Prepaid Cards (KES Spend) Pepea 2 1
Me Cash 2 1
Nakumatt Global 2 1
Credit Card (KES Spend) Classic 2 1
Gold 4 2
Platinum 4 2
Tuskys / Serena 2 1


Deposits Duration Points per KES 1,000 Deposited
Account Balance on transactional and current accounts Average monthly deposits 1


Services Points per Transaction
Standing order (inbound) 5
Salary transfer 5
Opening a new account (funded) 50
Referrals (funded account) 50


Insurance Premium 1 point per KES 1,000


Channel Transaction Type Points per Transaction
Internet Bulk or Individual account transfers 5
EFT – Individual or Bulk Payments 5
Mobile Account to Account transfer 5
Billers 2
Mpesa transfers 2
Forex 2
Mini Statement 2
Purchase of airtime 1 point per KES 100
Mtaani Agent Cash Deposit  
- Less than KES 10,000 5
- More than KES 10,001 10


Loan Types Points per KES 1,000 Borrowed
Personal loans 2
Top ups, Repeat Customers (for personal loans) 3
Mortgages 1
Mobiloan 2